They're a lot more powerful than you think

With the popularity of prepaid electronic and bank cards on the rise, Financial Expert Paul Merriman has some incredible tips on how users can maximise what they have to offer.

Speaking on Today FM's Dermot and Dave, Paul reckons people are "using it wrong, as far as I'm concerned" and encourages cardholders to setup either their N26 or Revolut as the main platform/bank for all transactions.

Their online apps not only provide impressive visual analytics to help track and manage finances, they will, in the not-so-distant-future, allow users to apply for mortgages an avail of much bigger services.

It's a new wave in the fight against Ireland's rip-off banking policies and the benefits are getting better all the time.

For more on this and any other financial queries you may have, check out Paul's website AskPaul.ie

Listen to his guidance in full by pressing the play button on screen.