As restrictions begin to ease, new research indicates that people are reluctant to spend some of the savings they've been making in recent times.
It leaves a question mark over how businesses will recover over the coming months.
79% of people surveyed on behalf of PTSB say they want to continue saving and plan on only spending a quarter of what they have saved.
Samantha McCaughren, business editor with the Sunday Independent joined The Last Word to discuss.
Catch the chat in full by pressing the play button on this page.
The Last Word on Business weeknights from 6 pm on Today FM, with Capital Flow.
