The average mortgage loan is now over €300,000 according to a new survey from MyHome.ie, but many homes cost much more than that. So how are buyers making up the difference?

Michael Dowling, managing director of Dowling Financial joins The Last Word to discuss the phenomenon of the 'bank of mum and dad' helping first time buyers to get on the property ladder.

Catch the full chat by pressing the 'Play' button on this page!