Irish people are using debits cards five times more than credit cards, according a new report from the Central Bank.
There are over five million debit cards in circulation in Ireland, although around 685,000 of these cards are inactive.
Almost €6 million was spent on credit and debit cards in June - a 6% increase since last year.
The figures also show that Irish people are going out more, spending on debit cards in the social sector has risen by 20%, meaning more people are eating out and going to the theatre.
Irish people are also going on more holidays with an increase in card transactions abroad.
Almost €600 million was spent on debit and credit cards outside Ireland between April and June this year - up 16% on the same time last year.
And we're doing more online shopping, with total e-commerce rising to €1.4 billion in the year to June and increase of 13%.
