Parents will spend an average of almost 400 euro getting each of their children back to school this September.
The main cost burdens are uniforms, books, lunches and transport.
A survey from the Irish League of Credit Unions has revealed that almost a third of parents find themselves in debt covering these costs.
More than two thirds say their ability to pay a household bill is impacted while more than one in ten say they've turned to money lenders.
I've been speaking to Jackie from Clondalkin in Dublin.
She has two boys in Primary School and a girl in Secondary School and says getting them back to school is tough: