Revolut is experiencing significant disruption.
In a message on X, the banking app said multiple services are impacted, with users reporting being unable to use the app or process payments.
We are currently experiencing a service disruption affecting multiple services. We can confirm that all our customers’ money and data are safe. We’ve been working to fix the issue since it was identified this morning and apologise to anyone affected and for any inconvenience caused.
— Revolut (@Revolut) October 20, 2026
A Google Cloud outage seems to causing disruption to Revolut services.
In the UK, Lloyds and HSBC are among those also reporting problems, with some shops unable to process payments.

Revolut said its engineering team has been working on a fix since the issue was identified this morning.
The company has apologised to affected customers and said it's working to restore full service as soon as possible.
The banking app also confirmed all of its customers’ money and data are safe.