A new bank is set to join the Irish mortgage market, which could put pressure on other lenders to cut their rates.
Avantcard, whose parent company Bankinter is Spain's fifth largest bank, is expected to offer fixed rates of less than 2% under the name Avant Money.
Ireland has some of the highest mortgage rates in Europe, but will the arrival of this bank shake things up?
Charlie Weston, personal finance editor of the Irish Independent, joined us to discuss this.
