This morning we got this email from a listener who explained that money is becoming the source of many a disagreement between her and her husband:
Dear Ray and Niamh,
My husband and I are having the same row over and over again; it's over money. We are in the "lucky” bracket as both of us have jobs. We are far from millionaires but we really are ok. However we had a huge row after New Years when he saw what I had spent on the family. He gave out continuously about what I'd spent on food, treats and drink too. My argument is that it's only once a year and we only have two kids !!!!! Over the last five years he has become so ridiculously tight with cash. And guys I have to make this clear - WE ARE OK.
It's like he's gripped with fear and anger if I spend €100 on something. When I serviced my car in December there was another row because it didn’t need to be done until March. This problem may not sound big but it's the same row and we haven't resolved the last one when a new one occurs. They are getting very nasty and have unfortunately resulted in name calling. I'm not a crazy spender but my husband is making me feel like I am! What can I do?
We got loads of feedback to the piece, with many listeners sharing with us their financial arrangements.
Listen back here:
Some listeners suggested that a joint account works well for joint expenses, with each partner also having their own individual account for personal expenses.
Other listeners texted in to say that having individual accounts worked for them and that various expenses were allocated to each of them.
What works for you and your other half?
If you have any tips or advice please share!