Interest rates are expected to increase again today.
The European Central Bank (ECB) is expected to announce its sixth hike since July last year.
The ECB is due to announce a 0.5% increase later, which would bring the rate to 3.5%.
That's despite the market turmoil that's emerged following the collapse of US bank SVB.
There was speculation that European bank bosses might delay the move following the collapse of Silicon Valley Bank.
Daragh Cassidy, from price comparison site Bonkers.ie, first-time buyers should shop around for their mortgages.
"There's quite a big spread in interest rates at the moment from all the different lenders.
"Some lenders such as Permanent TSB and AIB have raised rates two or three times over the past few months, whereas some lenders, such as Bank of Ireland, for example, have been a little bit less aggressive for now."